Salesperson, Branch Manager- Cumberland

Steve MacGray

Agent Steve MacGray

Steve MacGray

Salesperson, Branch Manager- Cumberland

(301) 707-8888

steve@charisrealty.com

About Steve MacGray

Steve MacGray, Realtor, brings a vast experience as a custom home builder to his real estate business. This includes design and structural aspects of homes and commercial properties.

With the real estate business, Steve takes the approach to provide a way of service above and beyond expectations. Building on personal relationships and allowing the customer to discover the best fit always assures the best experience possible. Being prepared with the pulse of the market, an importance is given to responsive follow-up as well as providing timely advice throughout. This offers a clear perspective and encourages confidence in knowing the right choice is being made. Every opportunity is considered whether considering the sale of a property or finding the best fit for a purchase. The community has welcomed the approach reflected by the first full year landing in the top 5% of salespersons and in just 3 years being recognized 1st Place in Residential Sales for 2017. There have been close to 80 transactions completed already for 2018.

Always dedicated to the community and its future, currently serving a 3nd term as a member of the Board of Directors for the Allegany County Chamber of Commerce, Active on Economic Development Committee, Chairman of Allegany County Planning & Zoning Board, Vice Chairman of Habitat for Humanity, Board of Directors of Historic Highlands Association of Realtors, and active in his Church. Steve is always family oriented, married to Sue, a school nurse and has been blessed with two children, and six grandchildren. He loves the outdoors and enjoys participating as a triathlete as well as assisting in a youth tri club.

Steve’s journey focuses on the opportunities ahead, creating great results for others, making a difference in everyday happenings, and honor the highest and best within others. “Life is good, live it well” 

Featured Listings

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Prime location, traffic flow and visibility,  adjacent to UMPC Medical Center, Allegany County Health Dept,  total of 58.12 acres, owners wish to retain the 20 acres within the creek flood zone, but can be available if the buyer needs the entire parcel,  endless possiblities
#MDAL2004572

CUMBERLAND

12528 WILLOWBROOK ROAD

None Beds

None Baths

58.12 acres

$1,750,000

MLS#: MDAL2004572

This amazing property consists of 330 ± acres of woodlands and cleared land. The forest and cleared land offer endless possibilities for use right from day one.  Whether you’re interested in farming, raising livestock, hunting, or just an off-the-grid retreat, this property can provide. Wildlife and privacy abound. Some parts of the property have already been deemed suitable for solar applications. The possibilities here are many.  Previously, part of the property was an income generator with an abundance of coal; the property has millions of tons of coal remaining, much of which is what is called “Met Coal”, ready to continue to be productive if that were your goal. With the mineral rights conveying and the other uses that can be made, this property makes a great investment for now or future generations to come!
Located within a short distance of I-68 and all western Maryland has to offer!! See it before it’s gone!
#MDAL2014120

LONACONING

PINE HILL ROAD

None Beds

None Baths

346.73 acres

$1,390,000

MLS#: MDAL2014120

Welcome to Paradise! Enjoy million-dollar mountain views from this absolutely stunning 3-bedroom, 3.5-bath log home, privately situated on 42 acres in Mountain Side, Maryland. Perched atop Martin’s Mountain and located at the end of the road, this exceptional property offers privacy, space, and breathtaking scenery. Inside, gorgeous wood flooring and other beautiful wood finishes create warm, inviting tones throughout the home. Expansive windows in the family room fill the space with natural light while showcasing the spectacular mountain views and highlighting the impressive stone fireplace. The spacious kitchen features granite countertops, a convenient breakfast bar, and stainless-steel appliances, making it ideal for everyday living and entertaining. The main-level primary suite offers privacy and comfort, with a generous bedroom and private bath. The second level features a distinctive wood walkway and balcony overlooking the living area, leading to two additional bedrooms and two full baths. The full walkout basement provides impressive versatility with high ceilings, two garage spaces, a rough-in for a future bath, and multiple heat sources. Outside, enjoy the expansive mountain views from the deck, with additional patio space below—perfect for relaxing, entertaining, or simply taking in the peaceful surroundings. With plenty of parking, 42 acres of privacy, breathtaking views, and a truly unique mountain setting, this is more than a home—it’s a mountain retreat you’ll be proud to call your own.
#MDAL2015926

OLDTOWN

13200 MARTINS MOUNTAIN LANE

3 Beds

3 Baths

2,376 Sq.Ft.

$1,159,000

MLS#: MDAL2015926

927 Moccasin Path – A Luxury Mountain Retreat in Western Maryland
Discover an extraordinary mountain sanctuary at 927 Moccasin Path, one of the most distinctive properties in Allegany County, Maryland. Perched atop a scenic ridge on nearly 2 wooded acres in the hills of Cumberland, this remarkable residence offers breathtaking panoramic mountain views, exceptional privacy, and a setting that feels worlds away from the everyday—all while remaining just minutes from shopping and dining in LaVale and the historic downtown Cumberland area.  Nestled at the end of a quiet street, this unique retreat blends secluded mountain living with everyday convenience. The surrounding woodlands create a natural haven for wildlife, with frequent visits from deer, wild turkeys, foxes, hawks, songbirds, and more. Spring brings the added delight of watching young wildlife explore the open areas, making this property a special place to experience the beauty and tranquility of nature.  With approximately 4,200 square feet of usable space, 4 bedroom, 4 full baths. this impressive stone-exterior home offers remarkable versatility, generous living areas, and amenities designed for both relaxation and recreation. Enjoy sweeping mountain vistas from the upper deck, where unforgettable sunrises and incredible stargazing await. The shaded lower patio provides a peaceful setting for outdoor dining, entertaining, or simply unwinding on warm summer days.  Inside, the main level features an inviting open floor plan connecting the kitchen and living areas, complemented by expansive windows that fill the home with natural light and showcase the surrounding mountain scenery. The spacious primary suite offers a private retreat, complete with a luxurious ensuite bathroom featuring a walk-in shower, dual showerheads with matching handheld wands, and a double-sink vanity. Two additional bedrooms and a full bathroom provide comfortable accommodations for family and guests. Two garage bays provide convenient parking and additional functionality.  The home's exceptional amenities extend beyond the main living areas. Enjoy the infinity pool for exercise and recreation, unwind in the hot tub, or spend time in the game area and library. The finished basement includes a bathroom and a private exterior entrance, offering flexibility for a variety of uses. Whether you're seeking a full-time residence, a private mountain getaway, or a home designed for entertaining and enjoying the outdoors, 927 Moccasin Path offers a rare combination of space, scenery, privacy, and distinctive features. More than a home, this is a private mountain sanctuary—a place where luxury, wildlife, and the natural beauty of Western Maryland come together. Experience the views, embrace the tranquility, and discover a property that truly stands apart.
#MDAL2016174

CUMBERLAND

927 MOCCASIN PATH

4 Beds

4 Baths

4,296 Sq.Ft.

$949,900

MLS#: MDAL2016174

Prime brick commercial building in the heart of Historic Downtown Cumberland, located within the new Main Street Streetscape Project freshly renovated in 2024. High visibility, strong foot traffic, flexible retail space, second-floor expansion potential, and a fully equipped commercial kitchen make this a rare turnkey investment opportunity. Location, location, location. This rare opportunity offers ownership of a well-built, highly visible brick building in the heart of Historic Downtown Cumberland. Situated along a busy corridor with consistent foot and vehicle traffic, the property lies within the newly completed Main Street Streetscape Project, part of the broader Reimagine Historic Downtown Cumberland initiative. Surrounded by shops, restaurants, and cultural attractions, the area thrives with daytime energy and evening activity, making it an ideal setting for a wide variety of business uses. The first floor features a flexible and inviting retail space, currently home to a beautifully designed sake bar, ready for immediate operation or customization.  The second level offers soaring ceilings and exceptional versatility, with potential for private events, gallery space, offices, or residential conversion. Additionally, the property includes a fully equipped commercial kitchen with a large hood system, walk-in cooler, and walk-in freezer—providing a true  turnkey opportunity for food-based businesses.Combining historic charm, modern infrastructure, and unmatched visibility, this property represents a solid investment in the bright and growing future of Downtown Cumberland. The owner also considering leasing one or all of the spaces.
#MDAL2013856

CUMBERLAND

35 N CENTRE STREET

None Beds

None Baths

9,765 Sq.Ft.

$525,000

MLS#: MDAL2013856

HIGH TRAFFIC, HIGH VISABILITY! Boasts of 8 units with total of  3,219 square foot Commercial & residential space for sale. Handicap Accessibility, Paved Parking, Signage on National Hwy, Surrounded by other booming businesses (Bank, Retail, Medical, Service, and more.) Space consists of Outdoor Sports, Crafts, Dance, 3 vacancies plus 3 residential units. The possibilities are endless here!! Make your appointment today!
#MDAL2009654

CUMBERLAND

1068 NATIONAL HIGHWAY

None Beds

None Baths

13,072 Sq.Ft.

$525,000

MLS#: MDAL2009654

In the heart of LaVale, this property boasts of with two buildings on 3 parcels comprises .80 acre, main building is made up of of 3 sections currently 2 tenants with a total of 8,203 sf and a 2nd building consiting of 3 garages for 2,000 sf, the building was designed for operational flexibility, together, this property seems well-suited for commercial or mixed-use purposes.  Plenty of parking spaces.  Renovate or build your new within this high traffic area.  Adjoining property sold separately which will include a full block of the commercial area.
#MDAL2014734

LAVALE

918 NATIONAL HIGHWAY

None Beds

None Baths

13,876 Sq.Ft.

$450,000

MLS#: MDAL2014734

Welcome to your dream home in the heart of LaVale, Maryland! Nestled in one of LaVale's most desirable neighborhoods - Oakwood Estates, this exceptional single-family residence offers the perfect blend of space, comfort, and functionality.  Boasting 5 spacious bedrooms, 3 full bathrooms, and approximately 3,200 square feet of living space, this home provides plenty of room for everyday living, entertaining, and growing families. The generously sized bedrooms offer comfort and privacy for everyone.  The expansive lower level is designed for entertaining and versatility, featuring a large gathering room complete with a built-in bar, two additional bedrooms, a full bathroom, and abundant storage space—ideal for guests, multi-generational living, or a recreation area.  Step outside and enjoy the screened-in porch overlooking the spacious backyard, creating the perfect setting for relaxing evenings, outdoor dining, or entertaining friends and family. An oversized garage provides ample room for vehicles, hobbies, and additional storage.  Conveniently located near schools, shopping, restaurants, and medical facilities, this outstanding property combines peaceful neighborhood living with easy access to everyday conveniences.  Don't miss this incredible opportunity to own a beautiful home in one of LaVale's most sought-after locations. Schedule your private tour today and discover all the possibilities this exceptional property has to offer!
#MDAL2015410

CUMBERLAND

13806 BRIARWOOD DRIVE SW

5 Beds

3 Baths

3,200 Sq.Ft.

$435,000

MLS#: MDAL2015410

Development Opportunity!
Two lots totaling 9 acres in with high visibility crossroads and approved entry with full subdivision site plan, over 1,400 of street frontage, borders US 220 north/south highway, convenient access to I-68, Love's Travel  Center, Rocky Gap Resort, will lease & build to suit considered.
#MDAL2015336

CUMBERLAND

13910 BEDFORD ROAD

None Beds

None Baths

9.02 acres

$425,000

MLS#: MDAL2015336

Welcome to this stunning 4-bedroom, 2.5-bath home in the heart of the Bel Air community, offering comfort, functionality, and charm. Over the past five years, the home has seen numerous updates, including a new kitchen 2019, updated bathrooms, bamboo flooring 2019, a water heater, roof 2024, HVAC <6 years and a youth playset.  Step inside to a spacious main living area filled with natural light, seamlessly connecting the living room, dining area, and kitchen—perfect for both everyday living and entertaining.  The upper level features generously sized bedrooms, including a primary suite with a private ensuite bath.  On the lower level, you’ll find a cozy gathering room with easy access to the garage, along with a convenient half bath.Enjoy the outdoors in the private fenced backyard that backs to woods, providing a  peaceful setting ideal for gatherings, recreation, and relaxation.  With its versatile layout, recent updates, and prime location close to schools, parks, and shopping, this home is a must-see.  Current water service has above average fees noted.  Schedule your tour today! Seller offering $3,000 for buyers closing expenses.
#MDAL2014136

CRESAPTOWN

15117 TRAIL RIDGE ROAD SW

4 Beds

2 Baths

2,490 Sq.Ft.

$335,000

MLS#: MDAL2014136

Stunning epansive 4 bedroom, 2.5 bedroom home. This well-maintained home sits at the end of a quiet street and offers beautiful city lights and mountain views. The fenced backyard features a covered rear porch (added in 2016), plus a private deck off the primary bedroom.  The spacious primary suite includes a full bath and walk-in closet as part of a thoughtful addition. Inside, you’ll find a bright Great Room off the kitchen with granite countertops—perfect for gathering and entertaining.  Elegant crown molding enhances the dining room (formerly the living room), reflecting true pride of ownership. Public services, central air, roof 7 years =/- and no through traffic.  Be sure to get a look before it is goes.
#MDAL2014494

CUMBERLAND

13710 CARDINAL DRIVE SE

4 Beds

2 Baths

2,606 Sq.Ft.

$275,000

MLS#: MDAL2014494

Be sure to take a look at this charming gem nestled in the Mountain Side area of LaVale! Beautifully restored and full of character, this delightful home is a must-see. Featuring 3 bedrooms and 1½ baths, this home offers a wonderful blend of classic charm and modern updates. Improvements include a newer roof, updated electric, central air, replacement windows with blinds, and an updated kitchen and bath with tile accents. All appliances are included for added convenience.  Inside, you’ll appreciate the beautiful crown molding and chair rail, along with a spacious living room and a separate family room offering plenty of space to relax or entertain. Outside, enjoy the peaceful deck and yard—perfect for unwinding after a long day or enjoying time outdoors. A one-car garage adds extra convenience and storage.  With so many appealing features and thoughtful updates, this charming home is ready to welcome its next owner. Don’t miss your opportunity to make this Mountain Side gem your own!
#MDAL2016146

LAVALE

27 PARK AVENUE

3 Beds

1 Baths

1,752 Sq.Ft.

$265,000

MLS#: MDAL2016146

Welcome to 14602 McGill Drive! This move-in-ready 3-bedroom, 2.5-bath home offers the perfect combination of mostly one-level living, generous space, and a highly desirable location. Situated on a large lot, the property features a two-car garage and a spacious finished basement, providing plenty of room to live, work, relax, and entertain.  Inside, you'll find hardwood floors beneath the existing carpet, a comfortable living area with a cozy wood-burning fireplace, and a bright sunroom just off the dining area—perfect for morning coffee or enjoying the changing seasons. The primary suite includes an attached full bath, and the basement offers additional flexibility with a rough-in drain for a future shower, creating potential for expanded living space.  Major updates include an HVAC system replaced within the past seven years, a roof approximately 10 years old, and replacement windows for added efficiency and peace of mind. All kitchen and laundry appliances convey, making your move even easier.  Conveniently located just a short walk from the Bel Air Pool and close to schools, shopping, sports fields, parks, and dining, this turnkey home delivers comfort, convenience, and a location you'll love. Schedule your private tour today!
#MDAL2015322

CRESAPTOWN

14602 MCGILL DRIVE SW

3 Beds

2 Baths

2,184 Sq.Ft.

$259,999

MLS#: MDAL2015322

Exceptional investment opportunity in the mountains of Maryland! This well-maintained duplex offers strong cash flow, long-term value, and dependable rental income. Both 2-bedroom, 1-bath units are fully leased, each generating $1,100 per month in gross rent. Renovated approximately 13 years ago, the property combines modern updates with lasting quality and low-maintenance ownership.  Each unit features a functional floor plan, comfortable living spaces, and a rear porch overlooking a peaceful wooded setting, providing privacy and a relaxing outdoor retreat. Located in a charming small community near one of the region's largest employers, this property benefits from consistent rental demand and an attractive location for tenants.  Whether you're expanding your investment portfolio or purchasing your first income-producing property, this turnkey duplex offers proven performance, versatility, and exceptional value. Don't miss this rare opportunity to own a fully occupied, income-generating property in a desirable mountain setting.
#MDAL2015348

CRESAPTOWN

15820 MCMULLEN HIGHWAY SW

4 Beds

None Baths

1,666 Sq.Ft.

$235,000

MLS#: MDAL2015348

Historic Charm Meets Modern Comfort in Mountain Side Maryland!
Experience the best of both worlds in this beautifully updated home, where historic Cumberland character blends seamlessly with today's modern conveniences. Stunning 3-4 Bedrooms, 2 full bath brick home, The stylish kitchen features heated tile floors, while the beautifully renovated bathrooms and tasteful décor create a warm, inviting atmosphere throughout.  Take in the million-dollar mountain views from the comfort of your home or unwind on the shaded front porch with your favorite drink and enjoy the porch swing. The spacious outdoor entertaining area and rear porch are perfect for summer cookouts, gatherings with family and friends, or simply relaxing outdoors.  The walk-up attic offers endless possibilities—create a home office, artist's studio, hobby space, or additional living area to fit your lifestyle. A detached garage provides plenty of room for parking, storage, or a workshop.  Ideally located within walking distance of downtown Cumberland, scenic trails, shops, restaurants, and local attractions, you'll love the convenience of exploring the area on foot or by bike.  If you've been searching for timeless character, thoughtful updates, spectacular views, and an unbeatable location, this is the home you've been waiting for. Schedule your tour today!
#MDAL2015214

CUMBERLAND

212 SCHLEY STREET

3 Beds

2 Baths

1,752 Sq.Ft.

$229,900

MLS#: MDAL2015214

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